About OCCA

OCCA is an independent firm offering confidential debt management and repayment plans to Canadians. Since 2002, we have been helping Canadian families solve difficult debt issues. We understand how quality of life can be impacted by the stress of financial obligations, coupled with day to day issues such as change in employment, a death or divorce. While it is impossible to control when these things will happen in your life, you can control how you deal with their financial impact.

Our expert Counselors and Negotiators at OCCA are here to discuss what options you have. We offer free professional advice on how to manage your debt, while making your monthly payments more affordable.

Our goal is to educate, counsel, and assist our members, in developing a debt-free solution, specifically designed to meet their needs.

OCCA's independent status provides our Counselors and Negotiators with the flexibility needed to personalize payment arrangements with creditors directly, which means a perfectly tailored solution, just for you!

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What Our Members Say...

Member D.K writes...
December 12,2011
"Wonderful people are dear to the heart, And it seems every year in December, We think if them first, in a warm, special way-For theyre always a joy to remember. The holidays are a special time to remember wonderful people like you. Merry Christmas and Happy New Year 2012."
More Testimonials

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You are not alone. Many Canadians are faced with issues such as:


  • Struggling with minimum payments
  • Living pay cheque to pay cheque
  • Creditors or collection agencies calling you
  • The threat of bankruptcy

For a free, no obligation assessment, you can reach us by telephone, internet or visit us in person.

Here is our toll free number 1-866-USE-OCCA (873-6222).

We would be happy to arrange an appointment for you to meet with one of our credit counsellors in person. Our Counselors are sensitive to your situation and regard all information you provide in strict confidence.

FREE Financial Assessment
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