In order to keep your finances in check it is important to set up a monthly expense report for yourself. To use our quick and easy budget tool click here.  When assembling your expense report it is important to include the following details:

• Your monthly income
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.