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Q: How do I deal with my debts while going through a divorce?

A: You are not alone. More and more Canadians find themselves burdened with debt. Coupled with the strain of divorce, this burden can be overwhelming. The following are steps to help free you from debt.

1. First things first, you need to make a comprehensive budget;

2. Next, you need to have a financial assessment completed by a licensed consumer debt relief professional. In doing this, you will understand your spending habits and how much debt you have;

3. Finally, review your options to find out how you can get your debt reduced or eliminated.

Under no circumstances should you make any major decisions prior to reviewing your options with a consumer debt relief professional. Do not borrow any more money, sell your home or assets, consolidate your debt or consider bankruptcy prior to having all options spelled out by a consumer debt relief professional.

A consumer debt relief professional can ensure that you are protected and that you pay back as little as possible to relieve your debt.

For your free financial assessment, call OCCA toll free at 1-855-873-6222 or fill out the form located on the right side of this page.

Freedom from Debt Row.


What does OCCA do?

What is the difference between OCCA and a Not For Profit?

What is the difference between OCCA and Bankruptcy or a Consumer Proposal?

What is the difference between OCCA and consolidation loan?

Does OCCA deal with Pay Day Lender debts?

Are you a Canadian company?

How long have you been in business?

How many people are on your program?

What services does OCCA offer?

Do I need to include all of my debts on the program?

I have collection agencies calling me daily. Can OCCA stop the harassing telephone calls?

How does my unsettled debts affect my credit score?

Can a creditor take my home because I owe them money?

My creditors say they will just garnish my wages. Can they do this?

Can I still use Credit Cards that are included in my program with OCCA?

How long will it take before my debt has been settled?

My Creditor Says they "Don't recognize OCCA" or that I had to "Use a Not For Profit company" they have approved. Is this true?

What is a Fixed Expense?

What is a Variable Expense?

Will the OCCA program affect my mortgage?

How do I deal with my debts while going through a divorce?

How did you get my number?