In order to keep your finances in check, it is important to set up a monthly budget for yourself. You can use one we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:
Please note if you are on a fixed government income, your government income cannot be garnished by creditors. If you own a home please call OCCA to discuss your options. Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don't forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially. Click the link below to download your free copy of our budget sheet, after you complete it, please have it handy when you call us for your FREE assessment.
