OCCA Tools

We recognize the need to understand balancing your monthly budget in order to keep on top of your financial success. We're happy to provide these useful tools and financial tips to help you.

Paying Only the Minimum?

Making the minimum required payment toward your debts is the sign of impending disaster.

Enter your information into the calculator below to see the situation you are REALLY in!

You will be shocked when you see how long it takes, and how much it actually costs to repay.

Credit Card Repayment Calculator

This calculator shows you how much interest you pay, if you make only the minimum required payment on your credit; using 3% of the balance, or $15, whichever is more.

It will also tell you how many minimum payments you will make before your balance is paid off.

Total $
Amount Owed Interest
Rate Interest
Charges Total #
of Payments Total #
of Years Total $
Amount Paid

Copyright © 2011 - OCCA - Consumer Debt Relief . All rights reserved.

Figures are based on borrowing the money only once. If you borrow more money, or use your card again, after you've made a payment, then the calculation starts ALL OVER AGAIN.

If you have found yourself in a situation where you are only paying the minimum payment month after month, you need to call OCCA - We Can Help/

Minimum Payment Chart
Understanding Your Credit Rating
Managing Your Monthly Budget

Find out about how your credit ranks using the two leading providers of consumer credit information in Canada. Or, to obtain a copy of your credit report, please contact us!

FREE Financial Assessment
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